Virtual Terminal for High-Risk Merchants
Process card-not-present transactions securely from anywhere. Our virtual terminal provides flexible payment acceptance for high-risk businesses taking phone orders, mail orders, or recurring payments.
- ✓Process payments from any device with internet access
- ✓Enhanced security features for high-risk merchants
- ✓Manage subscriptions and recurring billing
- ✓Detailed transaction reporting and analytics
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Fill out the form below to learn how our virtual terminal can help your business
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Powerful Virtual Terminal Features
Our secure, feature-rich virtual terminal is designed specifically for high-risk merchants
Accessible Anywhere
Access your virtual terminal from any device with an internet connection. Whether you're taking orders in the office, at home, or on the go, our cloud-based solution ensures you can securely process payments anywhere with responsive design for desktop, tablet, and mobile devices.
Recurring Billing Management
Our virtual terminal includes powerful subscription management tools. Create flexible recurring billing plans, manage trial periods, handle automatic retries for failed payments, and give customers self-service options to update their payment information, all with enhanced security for high-risk processing.
Enhanced Security
Our virtual terminal features industry-leading security designed for high-risk merchants. With tokenization, advanced encryption, customizable fraud rules, and detailed user permission controls, we protect your business and customers while maintaining PCI compliance.
Detailed Reporting
Gain valuable insights with comprehensive reporting tools. Track sales, analyze transaction patterns, monitor recurring billing performance, and generate custom reports for accounting and reconciliation. Our detailed analytics help you identify opportunities and optimize your payment operations.
Customer Database
Our integrated customer management system securely stores customer information and purchase history. Create detailed customer profiles, track payment preferences, view transaction history, and safely store payment methods for future transactions, streamlining repeat purchases and improving customer service.
Multiple Payment Types
Our virtual terminal supports diverse payment methods beyond credit cards. Process ACH/eCheck payments, send secure payment links via email or SMS, accept digital wallet payments, and even handle cryptocurrency payments, giving your customers flexibility while maintaining security.
Perfect Solution For
High-risk businesses that benefit from our virtual terminal
Phone Orders
Process payments securely when customers place orders by phone with easy-to-use interface and enhanced security.
Subscription Businesses
Manage recurring payments, trials, and subscription cycles with flexible billing options and automatic retries.
Service Providers
Invoice clients and process payments for service-based businesses with professional invoice creation and tracking.
Mail Order
Process mail order payments securely with advanced fraud protection for card-not-present transactions.
High-Ticket Sales
Handle large transactions with enhanced verification and multi-level approval capabilities to reduce fraud risk.
Multi-Location Businesses
Centralize payment processing across multiple locations with user permissions and detailed reporting by location.
User-Friendly Interface
Advanced Fraud Protection
Frequently Asked Questions
Common questions about virtual terminals for high-risk merchants
How secure is the virtual terminal for high-risk transactions?
Our virtual terminal employs multiple layers of security specifically enhanced for high-risk merchants. All data is protected with end-to-end encryption and tokenization, ensuring sensitive information is never stored in its original form. We implement industry-specific fraud detection rules, multi-factor authentication for users, IP address verification, and detailed user permission controls. The system is fully PCI DSS compliant with regular security audits and penetration testing.
What types of recurring billing options are available?
Our virtual terminal offers highly flexible recurring billing options designed for high-risk merchants. You can create customized subscription plans with various billing intervals (daily, weekly, monthly, annual, or custom), set trial periods with different pricing, implement promotional pricing that automatically converts to standard rates, configure intelligent retry logic for failed payments, and set maximum retry attempts. The system also supports metered billing, usage-based pricing, and prorated charges for mid-cycle changes.
Can I set different user permission levels for my staff?
Yes, our virtual terminal features comprehensive user management with granular permission controls. You can create custom user roles with specific permissions like transaction processing, voiding/refunding, viewing reports, managing customer data, and accessing settings. You can also set transaction limits per user, restrict access by IP address, require approval for transactions above certain thresholds, and maintain detailed audit logs of all user activities, providing security and accountability.
How does the virtual terminal handle high-risk industry compliance?
Our virtual terminal includes industry-specific compliance features for high-risk merchants. This includes customizable transaction descriptors, automated receipt generation with required disclosures, electronic signature capture, detailed record-keeping for regulated industries, age verification workflows, and specialized terms acceptance tracking. The system automatically generates and stores required documentation for each transaction, helping you maintain compliance with industry regulations while providing evidence in case of disputes.
What reporting and analytics are available?
Our virtual terminal provides comprehensive reporting tools designed for high-risk merchant needs. Standard reports include transaction summaries, detailed sales reports, subscription metrics, chargeback analysis, and reconciliation reports. All reports can be customized with various filters, date ranges, and grouping options. You can schedule automated report delivery by email, export data in multiple formats (CSV, Excel, PDF), and access real-time dashboards showing key performance indicators and transaction trends.
Can I integrate the virtual terminal with my other business systems?
Yes, our virtual terminal offers extensive integration capabilities. We provide ready-made integrations with popular CRM systems, accounting software, inventory management platforms, and shipping solutions. For custom needs, our comprehensive API allows for seamless data exchange with virtually any business system. The virtual terminal can also be integrated with your existing website, email marketing systems, and customer support platforms, creating a unified workflow across your business operations.
Have more questions about our virtual terminal?
Speak With a Payment SpecialistStreamline Your Phone and Recurring Payments
Our virtual terminal provides secure, flexible payment processing for high-risk merchants. Process card-not-present transactions with confidence and manage subscriptions effortlessly.
- ✓Process payments from anywhere with internet access
- ✓Manage subscriptions and recurring billing
- ✓Enhanced security for high-risk transactions
- ✓Detailed reporting and customer management
Get Started Today
Fill out the form below to receive your tailored payment solution
By clicking submit, you agree to our Terms of Service and Privacy Policy