Retail Payment Solutions for High-Risk Merchants
Accept payments in-store with modern POS systems designed specifically for high-risk retail businesses. Reliable processing with advanced security features.
- ✓Modern point-of-sale solutions for high-risk retailers
- ✓Contactless and mobile payment capabilities
- ✓Inventory management and reporting integration
- ✓Advanced security and fraud protection
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Complete Retail Payment Solutions
Modern, secure payment processing designed for high-risk retail businesses
Point-of-Sale Systems
Our modern POS solutions are designed specifically for high-risk retail businesses. With intuitive interfaces, hardware flexibility, and industry-specific features, our systems streamline checkout while providing the robust security and compliance features required for high-risk merchants.
Mobile & Contactless Payments
Meet customer expectations with our comprehensive contactless payment solutions. Our systems support NFC transactions, digital wallets like Apple Pay and Google Pay, QR code payments, and mobile card readers that allow you to accept payments anywhere in your store or at events.
Inventory Management
Our retail solutions include powerful inventory management tools that integrate seamlessly with your payment processing. Track stock levels, manage products, set automatic reordering, and gain valuable insights into sales trends and product performance to optimize your inventory.
Security & Compliance
Our retail payment solutions feature enhanced security measures for high-risk businesses. With end-to-end encryption, tokenization, fraud monitoring, and industry-specific compliance features, we protect your business and customers while minimizing processing risks.
Multi-Channel Integration
Our unified commerce platform integrates your in-store retail operations with online sales channels. Manage inventory, customer data, and reporting across all sales channels from a single dashboard, creating a seamless experience for both you and your customers.
Analytics & Reporting
Gain valuable insights into your business with our comprehensive analytics dashboard. Track sales performance, identify trends, analyze customer behavior, and generate detailed reports to make informed decisions and grow your retail business strategically.
High-Risk Retail Industries We Serve
Specialized retail payment solutions for businesses in challenging industries
CBD & Cannabis
Compliant in-store payment solutions for CBD retailers and dispensaries in legal markets
Vape & E-cigarettes
Reliable retail processing for vape shops and electronic cigarette retailers
Firearms & Ammunition
Secure payment processing for gun shops and sporting goods retailers
Adult Products
Discreet payment solutions for adult novelty and lingerie retailers
Tobacco & Cigars
Specialized POS systems for tobacco shops and cigar lounges
Nutraceuticals
Retail payment processing for supplement and wellness product stores
Pawn Shops
Tailored payment solutions for pawnbrokers and resale businesses
High-Value Products
Secure processing for jewelry, luxury goods, and other high-ticket retailers
Modern Hardware Solutions
Customer Engagement Tools
Frequently Asked Questions
Common questions about retail payment solutions for high-risk merchants
What hardware options are available for high-risk retailers?
Kosipay offers a comprehensive range of hardware specifically configured for high-risk retail environments. Options include countertop terminals with enhanced security features, mobile card readers for flexibility throughout your store, tablet-based POS systems with industry-specific software, and self-service kiosks. All hardware is PCI-compliant and comes pre-configured with the specialized processing parameters required for high-risk industries.
How long does implementation take for a retail payment system?
The typical implementation timeline for our retail payment systems is 7-14 business days. This includes account approval, hardware shipping, software installation, inventory setup, and staff training. For retailers with complex inventory or multiple locations, implementation may take 2-3 weeks. We offer expedited setup options for businesses that need to get operational quickly, with basic functionality ready in as little as 3-5 business days.
What security features protect high-risk retail businesses?
Our retail solutions include enhanced security specifically designed for high-risk merchants: point-to-point encryption (P2PE) to protect transaction data, EMV chip technology to prevent counterfeit cards, tokenization to secure customer data, real-time fraud monitoring with industry-specific rules, automated age verification for restricted products, and detailed audit trails for compliance. These features help prevent fraud while documenting compliance with industry regulations.
Can I integrate inventory management with my existing systems?
Yes, our retail payment solutions offer flexible integration options with existing inventory systems. We provide direct integrations with popular retail management platforms, ERP systems, and accounting software. For businesses with custom or legacy systems, our open API allows for tailored integrations. Our implementation team will evaluate your current setup and recommend the most efficient integration approach for your specific needs.
How do you handle industry-specific compliance requirements?
Our retail payment solutions include industry-specific compliance features tailored to high-risk sectors. For example, our systems provide automated age verification for age-restricted products, specialized record-keeping for firearms sales, batch tracking for CBD products, prescription verification for certain supplements, and detailed reporting for regulated industries. We regularly update our compliance features to reflect changing regulations in each high-risk vertical.
What is the pricing structure for retail payment systems?
Our retail payment solution pricing includes three components: hardware costs (one-time purchase or monthly rental options available), software subscription (based on features and number of terminals), and processing fees (typically 2.5-5.0% + $0.15-0.30 per transaction for high-risk industries). We offer bundled packages with preferred pricing and can provide custom quotes based on your specific business needs, transaction volume, and risk profile.
Have more questions about retail payment solutions?
Speak With a Retail SpecialistTransform Your Retail Business
Modernize your in-store payments with Kosipay's secure, reliable processing solutions designed specifically for high-risk retail businesses.
- ✓Modern POS systems with high-risk processing capabilities
- ✓Integrated inventory and customer management
- ✓Industry-specific compliance features
- ✓Omnichannel selling with online integration
Get Started Today
Fill out the form below to receive your tailored payment solution
By clicking submit, you agree to our Terms of Service and Privacy Policy