Complete Payment Solutions for Your Business
End-to-end payment processing designed for high-risk and hard-to-place businesses, with industry-leading approval rates and specialized features.

Complete Payment Ecosystem
Our integrated suite of payment solutions covers every aspect of your business needs
Payment Acceptance
Multiple ways to accept payments across all channels
- ✓Online Payments
Process payments on your website or app
- ✓In-Store POS
Complete retail payment systems
- ✓Mobile Payments
Accept payments anywhere
- ✓Recurring Billing
Subscription and installment processing
Risk Management
Protect your business from fraud and financial loss
- ✓Fraud Prevention
Advanced detection systems
- ✓Chargeback Protection
Reduce and fight disputes
- ✓Compliance Tools
Meet industry regulations
- ✓Account Monitoring
Proactive risk management
Business Operations
Tools to streamline your payment operations
- ✓Reporting & Analytics
Transaction insights and data
- ✓Customer Management
Store payment methods securely
- ✓Multi-Currency
Global payment acceptance
- ✓Split Payments
Marketplace and vendor solutions
Our Payment Solutions
Explore our specialized payment processing services designed for businesses of all types
High-Risk Merchant Accounts
Dedicated payment processing accounts for businesses in high-risk industries with high approval rates and stable processing.
- ●90%+ approval rates
- ●Multi-bank network
- ●Industry-specific underwriting
- ●Competitive rates
Retail Payment Solutions
In-store payment processing systems for brick-and-mortar businesses with hardware, software, and integration options.
- ●POS integration
- ●Contactless payments
- ●Gift card programs
- ●Inventory management
Chargeback Prevention
Advanced tools and strategies to reduce disputes, prevent chargebacks, and protect your merchant account status.
- ●Early warning alerts
- ●Automated responses
- ●Prevention strategies
- ●Dispute management
Fraud Protection
Sophisticated fraud detection and prevention systems specifically designed for high-risk transaction environments.
- ●Real-time screening
- ●Machine learning
- ●Customizable rules
- ●Transaction monitoring
Virtual Terminal
Secure web-based payment processing solution for accepting card-not-present transactions via phone, mail, or in-person.
- ●No hardware needed
- ●Recurring billing
- ●Payment links
- ●Customer database
E-Commerce Integrations
Seamless payment gateway integrations with all major e-commerce platforms, shopping carts, and content management systems.
- ●One-click checkout
- ●Shopping cart plugins
- ●Developer APIs
- ●Hosted payment pages
Seamless Integrations
Our payment solutions integrate with the platforms and tools you already use
Don't see your platform? We likely still integrate with it.
Ask About Your PlatformWhat Our Clients Say
Hear from businesses like yours who have found success with our payment solutions
"After being rejected by three payment processors, we found Kosipay. Their high-risk merchant account was approved in 48 hours, and we've had stable processing for over two years now."
Michael Reynolds
CBD Wellness Co.
"The chargeback prevention tools have reduced our disputes by 67%. Their system catches potential issues before they become chargebacks, saving us thousands each month."
Sarah Johnson
Subscription Box Monthly
"The e-commerce integration was seamless with our Shopify store. Their team helped us set everything up, and the fraud protection has been excellent for our high-ticket items."
David Chen
Premium Electronics
Find Your Perfect Solution
Compare our payment solutions to find the best fit for your business needs
High-Risk Merchant Account For hard-to-place businesses | Retail Solutions For brick & mortar stores | E-Commerce For online businesses | |
---|---|---|---|
Approval Rate | 90%+ | 95%+ | 85%+ |
Processing Rates | 3.5% - 5.9% | 2.9% - 4.5% | 3.2% - 5.0% |
Setup Time | 24-72 hours | 3-5 business days | 24-48 hours |
Hardware Required | No | Yes | No |
Fraud Protection | Advanced | Standard | Advanced |
Learn More | Learn More | Learn More |
Ready to Simplify Your Payment Processing?
Get started with Kosipay's specialized payment solutions and experience the difference reliable processing makes for your business.