Cookies Policy

This Cookies Policy explains what cookies are and how Kosipay ("we", "us", or "our") uses them on our website. We encourage you to read this policy in order to understand what types of cookies we use, what information we collect using cookies and how that information is used.

What Are Cookies?

Cookies are small text files that are stored on your computer or mobile device when you visit a website. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. Cookies allow a website to recognize your device and remember if you'"ve been to the website before.

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while session cookies are deleted as soon as you close your web browser.

How We Use Cookies

We use cookies for several reasons. Some cookies are required for technical reasons in order for our website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our website. Third parties may also serve cookies through our website for advertising, analytics and other purposes.

The specific types of first and third-party cookies served through our website and the purposes they perform are described below:

Essential Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features, such as access to secure areas. Because these cookies are strictly necessary to deliver the website, you cannot refuse them without impacting how our website functions.

Examples of essential cookies we use:

• Session cookies to operate our website
• Security cookies for fraud prevention and detection
• Load balancing cookies to ensure the website functions properly

Performance and Functionality Cookies

These cookies are used to enhance the performance and functionality of our website but are non-essential to their use. However, without these cookies, certain functionality may become unavailable.

Examples of performance and functionality cookies we use:

• Cookies that remember your preferences (such as language or region)
• Cookies that remember form information for ease of use
• Cookies that provide enhanced functionality and personalization

Analytics and Customization Cookies

These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website for you in order to enhance your experience.

Examples of analytics and customization cookies we use:

• Google Analytics cookies to track website usage statistics
• Cookies that help us understand user behavior on our site
• Cookies that help us measure the effectiveness of our content

Targeting and Advertising Cookies

These cookies are used to make advertising messages more relevant to you and your interests. They also perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed, and in some cases selecting advertisements that are based on your interests.

Examples of targeting and advertising cookies we use:

• Cookies for retargeting and display advertising
• Social media sharing and tracking cookies
• Cookies that help measure the performance of our marketing campaigns

Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the website, deliver advertisements, and so on. These cookies may include:

• Google Analytics
• Google Advertising
• Facebook Pixel
• LinkedIn Insight
• HubSpot
• Other analytics and marketing service providers

What Data We Collect

The information collected by cookies depends on the specific cookie, but may include:

• IP address
• Device information (browser type, operating system, device type)
• Browsing behavior (pages visited, time spent on site, clicks)
• Location information (country, city)
• Referral source (how you reached our website)
• User preferences and settings

This information is used to provide a better user experience, analyze website performance, and improve our marketing efforts.

Cookie Management

Browser Settings

Most web browsers allow you to manage your cookie preferences. You can set your browser to refuse cookies, or to alert you when cookies are being sent. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

• Google Chrome
• Firefox
• Microsoft Edge
• Safari

Please note that if you choose to block cookies, you may not be able to use all the features on our website.

Cookie Preference Tool

When you first visit our website, you may be presented with a cookie banner that allows you to accept or decline non-essential cookies. You can also update your cookie preferences at any time by clicking on the "Cookie Settings" link in the footer of our website.

Opt-Out of Specific Third-Party Cookies

For cookies that are used by third parties, you can also opt out directly with the third party. For example:

• Google Analytics: Google Analytics Opt-Out Browser Add-on
• Google Advertising: Google Ads Settings
• Facebook: Facebook Privacy Controls

Do Not Track Signals

Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. At this time, we do not respond to browser "Do Not Track" signals, but we do provide you the option to opt out of certain types of cookies through our cookie preference center.

Cookies and Children

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information. If you believe that we have any information from or about a child, please contact us.

Changes to Our Cookies Policy

We may update our Cookies Policy from time to time. We will notify you of any changes by posting the new Cookies Policy on this page and updating the "Last Updated" date. You are advised to review this Cookies Policy periodically for any changes. Changes to this Cookies Policy are effective when they are posted on this page.

Contact Us

If you have any questions about our use of cookies or this Cookies Policy, please contact us at: