Reduce Chargebacks and Protect Your Revenue
Kosipay's advanced chargeback prevention solutions help high-risk merchants reduce disputes, prevent fraud, and protect profit margins.
- โReduce chargebacks by up to 60% with proactive prevention
- โIndustry-leading dispute management tools and expertise
- โReal-time fraud detection and transaction monitoring
- โTailored strategies for high-risk industries
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Comprehensive Chargeback Prevention
Our multi-layered approach protects your business from fraud, friendly fraud, and legitimate disputes
Proactive Prevention
Our proactive tools identify and block suspicious transactions before they become chargebacks. Advanced AI analyzes transaction patterns, customer behavior, and order details to flag potentially fraudulent orders before they're processed.
Real-Time Alerts
Receive instant alerts when high-risk transactions are identified or disputes are filed. Our early warning system gives you critical time to address issues before they escalate into costly chargebacks and revenue loss.
Dispute Management
Our comprehensive dispute management platform automates responses to payment disputes with compelling evidence. We streamline the entire process from notification to resolution, increasing your win rates and saving you valuable time.
The True Cost of Chargebacks for High-Risk Merchants
Revenue Loss
Each chargeback not only costs the original transaction amount but also incurs additional fees, typically $20-100 per dispute, directly impacting your bottom line.
Processing Risk
High-risk merchants with chargeback rates exceeding 1% face potential termination of processing privileges, higher fees, or mandatory reserves.
Operational Burden
Managing disputes diverts valuable time and resources away from growing your business, with each case requiring 2-3 hours of administrative work.
Industry Reputation
High chargeback rates damage your relationship with payment processors and can place your business on industry monitoring programs like MATCH or TMF.
Advanced Fraud Prevention Tools


Automated Dispute Management
Frequently Asked Questions
Common questions about chargeback prevention for high-risk merchants
What are the most common causes of chargebacks?
Chargebacks typically fall into three categories: true fraud (unauthorized transactions), merchant errors (shipping wrong items, processing errors), and friendly fraud (customer disputes despite receiving products/services). For high-risk merchants, friendly fraud is particularly common, accounting for up to 70% of all chargebacks. Our prevention system addresses all three types with targeted strategies.
How quickly can I implement Kosipay's chargeback prevention?
Our chargeback prevention solutions can be implemented within 3-5 business days for most merchants. The process includes an initial assessment of your current chargeback profile, integration with your payment system, and configuration of prevention rules tailored to your specific business needs. Once activated, you'll begin seeing results immediately, with significant reduction in chargebacks within the first 30 days.
What is a safe chargeback ratio for high-risk merchants?
While card networks like Visa and Mastercard typically enforce a 1% threshold before penalties apply, high-risk merchants should aim to maintain a chargeback ratio below 0.75% for optimal account stability. Kosipay's prevention solutions have helped merchants reduce their ratios by 40-60% on average, bringing even previously troubled accounts well below card network thresholds.
Does chargeback prevention affect the customer experience?
Our advanced prevention system is designed to be nearly invisible to legitimate customers. Unlike traditional fraud detection that might create friction during checkout, our system works behind the scenes, analyzing hundreds of data points without interrupting the customer journey. This approach significantly reduces chargebacks while maintaining smooth checkout experiences for your legitimate customers.
How does Kosipay handle existing chargeback problems?
If you're already experiencing high chargeback rates, our team provides remediation services alongside prevention tools. We'll conduct a comprehensive audit of your business practices, identify root causes, and implement both immediate tactical solutions and long-term strategic changes. Many of our clients have successfully moved from excessive chargeback rates (2%+) to well below card network thresholds within 60-90 days.
What metrics should I track to measure prevention effectiveness?
Beyond just tracking your chargeback ratio, Kosipay provides comprehensive reporting on key metrics including chargeback win rates, false positive rates, fraud detection accuracy, and revenue recovery. Our dashboard gives you real-time visibility into prevention performance, allowing you to quantify the exact ROI of your chargeback prevention efforts across multiple dimensions.
Have more questions about chargeback prevention?
Speak With a Chargeback SpecialistProtect Your Business from Costly Chargebacks
Don't let chargebacks drain your revenue and threaten your merchant account. Our comprehensive prevention and management solutions help you fight fraud while maintaining payment processing stability.
- โReduce chargeback rates by up to 60%
- โPrevent fraud before it impacts your business
- โAutomate dispute responses and evidence submission
- โImprove win rates and recover lost revenue
Get Started Today
Fill out the form below to receive your tailored payment solution
By clicking submit, you agree to our Terms of Service and Privacy Policy